What To Do If You Can’t Afford To Create an Online Course

What To Do If You Can’t Afford To Create an Online Course

cant afford

What To Do If You Can’t Afford To Create an Online Course

 

“I Can’t Afford To Do It”… Is this reason holding you back from your online course creation?  

If so, this article is for you….

 

@sarahcordiner

no budget to create an online course? no problem! #coursecreator #coursecreation #courseexpert #edupreneur #sidehustle #budget #smallbusinesstip #onlinecoursetips

♬ original sound – Sarah Cordiner

 

I work with many aspiring edupreneurs every week.  All of them have great ideas and an abundance of talent that they could serve with and profit from.  

When I ask them why they haven’t started yet, a common response is ‘I can’t afford to’.  

It never fails to astound me that so many people think that they need to have to have an investor, or access to life savings to start a business.  

That’s absolute, complete and utter baloney.  

 

Of course it helps to have money, I’m not denying that it definitely makes the process easier, but I can categorically assure you that you don’t NEED it to get started.  

This is yet another procrastination or fear-based tactic that your body is using to hold you back from your greatness.  

 

The first reaction I get from many at this stage is ‘yes but Sarah, it’s alright for you to say that, you’ve got money’.  True.  But i didn’t start out with any.

 

In early March 2012, I landed in Western Australia with a 25 kg suitcase, a belly full of fear and excitement, and absolutely nothing else. Originally from the UK, and not knowing at that stage that you could sell a business, I’d quite literally shut down shop, packed up my stuff and got on a plane leaving everything I’d built behind me.  (Yes it still hurts knowing that I could have sold it for quite a lot of money!). I stood outside the arrivals doors with my suitcase at Perth international airport, with the hot late summer air blowing through my hair, succumbing to the sudden realisation that I was quite literally broke, alone and homeless.

 

I knew absolutely nobody. I didn’t know how business in Australia went, and I definitely didn’t have any cash behind me. I had no phone, no laptop, no job, nowhere to live, and no idea what the hell I was going to do.  I didn’t have a bed to sleep on, let alone any money in my pocket to buy one.  

 

Yet after just 18 months of rocking up frightened and penniless, I had a business valued at millions of dollars.

 

Three years earlier, I had been in precisely the same position in Malta. On a whim, I had randomly packed up my life in the UK after a breakup. When I arrived in Malta, I was still extremely inexperienced in the world of business (especially in a foreign country that spoke a different language). And yet within two months I had a contract with the European Government, a national bank, an international top-end hotel chain and several national retail outlets.  My starting budget?  Nothing.

You already have everything that you need

 

I don’t have any magic trick to pull out of my hat for you.  

No secret formula, no super-powers of any kind.  I’m an everyday person with a hole in my butt just like you.

 

The difference between me and those who don’t ever get started, let alone succeed, is that I know that if I want to have something, then I must go and get it for myself – not wait around for someone to give it to me.  

I know that building a business with no money, contacts or internet connection is tough, but I also know that using that as an excuse to never realise my dreams will ultimately be tougher.

 

Everything I have today in my profession and in business came from mastering how to create something from nothing – and deliberately taking strategic action every day to go and get it.

 

If you have a bed, an internet connection and a mobile phone, you are already a million miles ahead of where i was when I started in Australia, and you’ve got everything you need.

 

What to do

 

In order to earn money, you need customers.  

To get customers, they have to know that you exist.  

The ONLY thing you need to show someone that you exist, is yourself.  Your body, your voice and your smile.  That’s free.

 

Go to the local library – the internet, books, computers and often the odd page of printing is free.  

Go to your local Chamber of Commerce and Industry, they often have free business training, consulting, legal and advisory services.

Search online for events, conferences, network meetings, seminars, workshops and expos in your subject niche and attend all of them that are free – the majority of them are.  This is the best opportunity to grow your network.  

You don’t need fancy business cards with professionally designed logos on them.  You just need yourself.  People don’t buy services based on a business card, they buy them based on the person who is selling the service.  

 

In the first week of arriving in Australia, I knew that if I didn’t get a client ASAP, i was going to very rapidly starve to death.  And no, i’m not being dramatic, i was homeless and I had nothing to eat.  I knew that it was critical to my survival to start letting people know that I exist, to start sharing with them how I can help them and what i can do for them to help them reach their goals and objectives.  I walked around every free event i could get myself to.  I ‘acquired’ a push bike (ok, I stole it from a verge collection) and i pushed my little legs along the freeway in the searing Australian heat to get myself to events that I knew were going to be packed with my target audience.  Nothing was going to stop me getting a meal that week.  

 

I didn’t have business cards, I didn’t have a logo, I didn’t have a website, I hadn’t even registered my business yet.  But i had everything I needed.  Myself, my voice and my passion for what I did.  

I collected business cards, i went back to the library the next day, i sent out emails thanking people for their lovely conversations and i offered them my services.  After 2 weeks, I had met and collected the cards of over 300 people.  Within 3 months I had a 6 figure contract and had to hire 9 people to see it through.

I wrote to the conference organisers and offered to speak for free.  Within a couple of months I was speaking on major stages to hundreds of people at a time, many of whom queued up afterwards to speak with me and invite me to consult their organisation – being on a stage gives you instant cred – and customers.

Soon enough I was getting referrals left, right and centre, I didn’t even need to look for business anymore.

As soon as i got my first client, I used the income to pay for a website; my second contract bought my business cards, my third bought my laptop; and so it continued, until i was firmly established and operating like any other business does with 23 staff.

 

Even to this day, i find that the ‘free’ lead generation activities are my most profitable.  I have spent only pennies on paid advertising.  ALL of my traffic and work comes from doing things that anyone and everyone can do right now with an internet connection, determination and a belly full of guts.  

 

ANYONE who tells me that they can’t get started because of money is making excuses, it’s that simple.

 

If you need to film videos but don’t have filming gear, see if another course creator lives close to you and might lend you theirs.  If not, do your filming from your mobile phone. Done is better than not done, even if it’s not ‘perfect’.

 

If you don’t have a phone, ask a friend if you can borrow theirs to record your videos.  If you don’t have any friends, ask a stranger.  You’ll be amazed at what people will help you out with.  When I finally got myself somewhere to live in Australia, my next door neighbours let me go into their house every single day to use their computer and do my washing.  They even let me borrow cutlery and a kettle from their camper van until I could afford to get myself together.  Ask for help, put a call out on Facebook, hustle, innovate, get creative, look for free services in your local area and offer to swap your services or plain elbow grease in return for a service you need.  I still to this day swap services for services with people.  

The old adage ‘where there is a will, there is a way’ couldn’t be more true in my mind.

 

There are endless free tools, apps and platforms out there that can help you build your business without the need to spend a single cent.  

Go to Udemy.com and find free courses and use YouTube to learn new skills so that you can do tasks yourself instead of paying someone else to do it.  

You can build a website in 2 hours for free these days.  

You can design your own logos and business cards for free.

You can host your online courses on marketplaces and LMSs for free, you can share your content in every single imaginable way for free.  

You can build an audience for free, you can get published in books, blogs and magazines for free, you can appear in podcasts for free.

The list goes on and on.  

 

In today’s world of resources, you have absolutely no excuse for not getting your edupreneurial business off of the ground.

 

You already have ALL of the resources that you need to do what you want to do and get your message out to the world.  

No money? No problem.  You don’t need any.

How Sarah Cordiner Can Help You Scale Your Business with Tech, AI, and Automation

Tech doesn't have to be hard or scary. I help you make it easy to learn, fun to implement, and even better to see the amazing results that you can get with some simple tech tools and strategy.

Here are all of the different ways that I can help you scale your business, streamline your operations, and make your bottom line full of joy using tech, AI, and automation (as well as traditional methods) as your secret weapon.

Sarah's tech stack
The tech I run my businesses on / Updated 2026

One platform. Your whole business. Finally talking to each other.

"What tech do you use, Sarah?" I get asked this every single week. The honest answer? Almost all of it lives in one place: Tekmatix. It's the all-in-one AI business platform I founded, and it runs my websites, funnels, courses, emails, bookings, payments and AI agents. Here's everything it does, who it's for, and the handful of other tools I love.

7-day free trialFree set-up call24/7 live chatAUD or USD

No lock-in contracts / Cancel anytime / Australian owned and female owned

Sarah Cordiner at her desk showing the Tekmatix platform on screen
I founded it.
I run my business on it.
1,000+Businesses in Australia and 30+ countries
  • 5.0 on Google from 100+ reviews
  • 98% recommended on Facebook
  • 1,000+ businesses in 30+ countries
  • Award-winning 24/7 support
  • 3 free live training calls every weekday
  • Replace $500 to $1,000+ a month in subscriptions
Sound familiar?

Eight logins. Eight bills. Zero of them talking.

Most business owners I meet are paying for a website here, an email tool there, a booking app, a course platform, a CRM they never open... and then paying someone to glue it all together with duct tape and Zapier.

  • 1Leads fall through the cracks because your forms, inbox and CRM live in different places.
  • 2Every new tool means another login, another bill and another thing to learn.
  • 3You can't see what's actually working because your data is scattered across ten dashboards.
What Tekmatix replaces
Website and hostingWix / Squarespace / GoDaddy
$30+/mo
Sales funnelsClickFunnels / Leadpages
$99+/mo
CRMHubSpot / Salesforce
$50+/mo
Email marketingMailchimp / ActiveCampaign
$40+/mo
Booking calendarCalendly / Acuity
$20+/mo
AI chat and voice agentsVarious
$99+/mo
Social media schedulerHootsuite / Buffer
$30+/mo
Courses and membershipsKajabi / Teachable / Thinkific
$150+/mo
All of it, in TekmatixPlans from $150 AUD / $97 USD a month
The full feature list

Everything your business runs on, under one roof.

Tekmatix is an all-in-one CRM, marketing, sales, course and AI platform. Here's what's inside, grouped by the job it does for you. Tap a category to filter, or scroll the lot.

The bit everyone asks about

AI that does the work

Hand the repetitive stuff to AI that already knows your contacts, calendar and offers.

  • AI Employees that answer chats, DMs and enquiries 24/7
  • Voice AI receptionist that answers your phone and books calls
  • AI booking bot on your website chat widget
  • AI Studio to build apps and tools by describing them (vibe coding)
  • Ask AI assistant built into your account
  • AI website and funnel builder plus content and image AI
  • Connects to Claude and ChatGPT via MCP, so your AI can work inside Tekmatix

Get found and grow your list

Everything you need to get seen, capture leads and build your audience.

  • Unlimited websites with free hosting and your own domains
  • Unlimited funnels, landing pages, sales pages and opt-ins
  • 100+ ready-made templates for sites and funnels
  • Blogging with unlimited posts
  • Social media planner with auto-posting
  • Forms and quizzes, unlimited
  • Surveys with conditional logicPro
  • Reviews and reputation management, incl. Google Business Profile
  • Link-in-bio pages and QR codes

Nurture and convert

Turn strangers into clients with automated follow-up that never forgets.

  • CRM with unlimited contacts and full client records
  • Unified inbox for email, SMS, Facebook and Instagram DMs
  • Email marketing with automated newsletters
  • SMS and phone, incl. missed-call text back
  • Unlimited workflows and automations
  • Sales pipelines so you see every deal
  • Booking calendars for individuals, teams and groups, with 2-way sync
  • Advanced reporting on ads, calls, courses and lead sourcesPro

Sell and get paid

Take money online, in person and on autopilot. Payments go straight to your Stripe or PayPal.

  • Checkouts with upsells and order bumps
  • Invoicing: one-off, recurring and payment plans
  • Tap to pay on your phone (EFTPOS)
  • Request payments by SMS
  • Products and e-commerce, digital and physical, plus coupons
  • Proposals, quotes and contracts with e-signaturesPro
  • Affiliate program with unlimited affiliatesPro
  • Event management with QR code ticketingPro

Courses, memberships and community

Built especially for course creators, educators and coaches. (It's where I teach my own students.)

  • Unlimited courses and memberships
  • Unlimited students and video hosting
  • Assessments and quizzes inside your courses
  • Student mobile app in your branding
  • Communities and groups, unlimitedPro
  • Course certificatesPro

Run the business

The behind-the-scenes admin, organised and in one place for your whole team.

  • Project management and Kanban boards
  • Task manager with deadlines and tracking
  • Unlimited staff users with permission controls
  • Admin mobile app for Apple and Android
  • Business card scanner
  • Integrations with Zapier, Make, WordPress, Google and more
  • Up to 5 sub-accounts for your other businessesMax
ProIncluded on Pro and Max plansMaxMax plan onlyEverything else is included from Starter up.

Want to see it with your own eyes?

Start a 7-day free trial and a Tekspert will jump on a free set-up call with you.

Who it's for

If you sell your expertise or your services, it's built for you.

Solo operators, growing teams and multi-business owners all run on Tekmatix. Here's where it shines brightest.

01

Coaches, course creators and educators

Your website, sales pages, checkout, courses, membership, community and email, all connected. Tekmatix was made especially for you.

02

Consultants, speakers and experts

Bookings, proposals, contracts, invoices and follow-up that makes you look like a big firm, even if it's just you.

03

Health, allied health and NDIS providers

Online bookings, reminders, reviews and client records for clinics, therapists and practitioners.

04

Tradies and local service businesses

Missed-call text back, quotes, tap to pay and review requests, so you win the job while you're still on the tools.

05

Studios, salons and personal trainers

Class bookings, memberships, payments and reminders that cut the no-shows and the admin.

06

Agencies, associations and multi-business owners

Pipelines, staff permissions, reporting and (on Max) up to 5 sub-accounts to run several brands from one login.

Business ownersCoachesCourse creatorsConsultantsTherapistsNDIS providersMedical and allied healthLegal and financial professionalsTradiesSalonsYoga studiosPersonal trainersPhotographersDesignersMarketing agenciesRecruitersOnline storesEvent organisersChurchesCharitiesBusiness associations

Honest moment: if you only need one simple tool and you're genuinely happy juggling logins, you probably don't need Tekmatix yet. But the minute you're copying leads from one app to another, or paying for five subscriptions that don't talk to each other, it's time.

You're never on your own

Most software gives you a login. We give you a team.

I'm an educator first, so Tekmatix was built education-first. Every plan comes with real humans, real training and real templates to get you up and running fast.

Day one

Free one-on-one set-up call

A Tekspert jumps on a call with you to set up your account and connect your integrations.

24/7

Award-winning live chat

Stuck at 11pm? Real support, any time of day or night.

Every weekday

3 free live training calls

Drop in, share your screen and get your questions answered live.

Included

Starter kit and training library

Ready-made templates and automations, a step-by-step help centre, video tutorials and a free Tekmatix training course.

Rather someone just did it for you?

Teksperts are available by the hour, plus fixed-price done-for-you set-up and migration from your old platforms.

See Tekmatix services →
Plans and pricing

Simple pricing that doesn't punish growth.

Unlimited contacts on Starter and Pro, so your bill doesn't jump every time your list grows. Pay in AUD or USD, monthly or yearly (pay yearly and get a month free).

Starter
$150 AUD / month
or $97 USD / month

Everything you need to market, sell and deliver, in one place.

  • Unlimited contacts, staff users and courses
  • Websites, funnels, CRM, email and bookings
  • Payments, invoicing and tap to pay
  • AI Agents, AI booking bot, AI Studio and Ask AI
  • 24/7 live chat and a free set-up call
Start 7-day free trial
Best for course creators Pro
$230 AUD / month
or $149 USD / month

Everything in Starter, plus the tools to build a community and scale.

  • Communities, groups and course certificates
  • Event management with QR ticketing
  • Your own affiliate program
  • Proposals, contracts and e-signatures
  • Unlimited surveys and advanced reporting
Start 7-day free trial
For multi-business owners Max
$497 AUD / month
or $349 USD / month

Everything in Pro, plus more AI, more accounts and a strategist in your corner.

  • Up to 5 sub-accounts
  • AI Employee Growth plan included: 1,000 AI conversation replies and 100 voice AI minutes a month
  • Monthly 60-minute strategy call with a senior Tekspert
  • Early access to Tekmatix Labs
Book a demo

Just starting out? The Launch plan is $75 AUD ($50 USD) a month for up to 1,000 contacts. No lock-in contracts.

Chat about the Launch plan

Emails, SMS, phone calls and AI usage are pay-as-you-go and billed in USD, so you only pay for what you use. See the full rates at tekmatix.com/rebilling. Prices current as at September 2026. Always check tekmatix.com/pricing for the latest.

Sarah Cordiner teaching a funnel diagram on a whiteboard
280,000+Students taught in 181 countries
A note from the founder

I didn't set out to start a software company. I started the toolbox I needed.

Founder and CEO, Tekmatix20+ years in businessPostgraduate qualified educator

After 20+ years in business and more than 280,000 students, I kept seeing the same thing. Brilliant people with brilliant expertise, drowning in tech. Paying for ten tools, using two of them, and spending their evenings on YouTube trying to make them talk to each other.

So I put everything a business needs into one platform, then wrapped it in the thing I know best: education and support. Tekmatix runs my own websites, courses, funnels, emails and AI agents every single day. I wouldn't recommend it if I didn't use it.

Sarah x

Want me to teach you how to get the most out of it?

Inside the Legends Lab I show you step by step how to use tech, AI and automation to grow your business, with live calls, workshops and templates you can copy.

Join the Legends Lab
Don't just take my word for it

Non-techie people love their tech again.

Tech is hard for non-techie people, and they really get that and make it fun.
Forging Ahead CoachingFacebook review
Yesterday I felt overwhelmed. Now I feel excited and empowered.
Melanie GleesonGoogle review
I have used a number of top CRM systems. This is up there with the very best.
Peter J CroneyFacebook review
Solved problems I have had for weeks, in 50 minutes. Wonderful.
Nicole TurnbullGoogle review
5.0Google rating, 100+ reviews
98%Recommended on Facebook
1,000+Businesses
30+Countries
The rest of my toolkit

The other tools I use and actually recommend.

Tekmatix is the engine. These are the extras that plug in around it for AI, video, design, content and admin. Tap a category to filter.

Some of these are affiliate links, which means I may earn a small commission at no extra cost to you. Thanks for supporting the brand!

AITop pickClaude CoWorkAI agent for non-developers that works across your files, email and apps to automate tasks on your desktop.Check it out → AITop pickChatGPTAI assistant for content, research, brainstorming and custom GPTs for your team.Check it out → AIGoogle GeminiGoogle's multimodal AI assistant, built into Google Workspace.Check it out → AIGoogle AI StudioTest prompts and build with Google's AI models, free to start.Check it out → AIManusAutonomous AI agent that researches and completes multi-step tasks for you.Check it out → AIGensparkAI search and research engine that builds answers from multiple sources.Check it out → AILovableAI app builder. Describe the web app you want in plain English and it builds it.Check it out → Video and audioTop pickDescriptEdit video and podcasts by editing the transcript. Plus screen recording.Check it out → Video and audioCapCutMobile-friendly video editing for Reels, TikToks and short-form content.Check it out → Video and audioTop pickHeyGenAI avatar videos with your own custom scripts and voice.Check it out → Video and audioElevenLabsRealistic AI voiceovers and voice cloning.Check it out → Video and audioSubmagicAI short-form video editing: auto captions, effects and b-roll.Check it out → Video and audioTop pickStreamYardLivestream and multistream to your socials, webinars and virtual events.Check it out → Video and audioLoomQuick screen recordings for tutorials, SOPs and async updates.Check it out → Video and audioCamtasiaScreen recording and video editing for polished course videos.Check it out → Video and audioPodcast.coPodcast hosting and distribution to all the major platforms.Check it out → Design and contentTop pickCanvaDesign for non-designers: social graphics, slides, marketing material and more.Check it out → Design and contentTop pickGammaAI presentation builder for slides, documents and simple web pages.Check it out → Design and contentEnvato ElementsCommercial-use music, video, b-roll, photos and templates.Check it out → Design and contentCreative FabricaFonts, graphics and design assets for your content.Check it out → Design and contentGoogle WhiskGoogle's AI image tool for generating and remixing images.Check it out → Design and contentAdCreative.aiAI-generated ad creatives for your paid campaigns.Check it out → Design and content1of10Viral content research: find the top-performing ideas in your niche.Check it out → Design and contentSyllabyAI social media strategy with video scripts and content ideas for your niche.Check it out → Design and contentTubeBuddyYouTube channel growth, SEO and optimisation.Check it out → ProductivityTop pickMakeVisual automation to connect your apps and build advanced workflows.Check it out → ProductivityOtter.aiRecords, transcribes and summarises your meetings automatically.Check it out → ProductivityWispr FlowAI voice-to-text. Dictate into any text box on your computer.Check it out → ProductivityGoogle WorkspaceEmail, docs, sheets, calendar and team collaboration.Check it out → ProductivityHunter.ioFind business email addresses for B2B outreach.Check it out → ProductivityStunningRecovers failed Stripe payments automatically.Check it out → Money and adminStripePayment processing. Connects to Tekmatix for courses, products, memberships and payment plans.Check it out → Money and adminPayPalConnects to Tekmatix so customers can pay with PayPal.Check it out → Money and adminXeroAccounting for invoicing, payroll, BAS and tax reporting.Check it out → Money and adminAppSumoLifetime deals on software and business tools.Check it out → Money and adminFiverrFreelancers for one-off design, writing and tech jobs.Check it out → Books and publishingPublisher RocketAmazon KDP keyword and category research for authors.Check it out → Books and publishingBookBoltKDP and low-content book publishing research and design.Check it out → Books and publishingMy gear listThe cameras, mics and lighting I recommend, on Amazon.Check it out →

Wondering where the email, booking, course, funnel and CRM tools are? I don't need them any more. Tekmatix does all of that, so I'd rather you didn't pay for them twice.

See what Tekmatix covers ↑
Questions I get asked

Tech stack FAQs.

Still wondering if Tekmatix is right for you? Here are the straight answers.

What is Tekmatix?

Tekmatix is an all-in-one AI business platform. It brings your website, funnels, CRM, email marketing, bookings, payments, courses, memberships, communities, social media scheduling and AI agents together in one connected account, so everything talks to each other.

Do I need to be techy to use it?

No. Tekmatix was built for non-techie business owners. You get a free set-up call, 24/7 live chat, three free live training calls every weekday, a help centre, video tutorials and ready-made templates to get started.

Is there a free trial?

Yes. The Starter and Pro plans come with a 7-day free trial. The Max plan starts with a demo, so the team can make sure it's the right fit.

Can I pay in Australian dollars?

Yes. You can pay your subscription in AUD or USD. Usage charges for emails, SMS, calls and AI are pay-as-you-go and always billed in USD. See tekmatix.com/rebilling for rates.

Will my price go up as my list grows?

No. Starter and Pro include unlimited contacts, so your plan price doesn't increase as your business grows. You also get unlimited courses, students and staff users.

Can you move me off my current platforms?

Yes. Tekmatix Teksperts offer fixed-price migration and done-for-you set-up services, or can help you integrate the tools you want to keep. See tekmatix.com/services.

Can I run courses, memberships and communities in it?

Yes. Tekmatix was made especially for course creators, educators and coaches. Courses and memberships are included on every plan, and communities and certificates come with Pro and Max.

Which plan should I choose?

Starter suits most service businesses and solo experts. Pro is best if you run courses with a community, events, contracts or an affiliate program. Max is for people running more than one business or who want more AI and a monthly strategy call. Not sure? Book a demo.

Your move, legend

Stop juggling your tech. Start loving it.

One login. One bill. One platform that runs your marketing, sales, courses and AI, with a real team behind you. Try it free for 7 days and see how much simpler business gets.

7-day free trial on Starter and Pro / Free set-up call / Cancel anytime

See you inside. Sarah x

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